Choosing a prepaid recharge under ₹400 has become a practical decision for millions of Indian users who want reliable data, unlimited calls and decent validity without stretching their monthly budget. As of mid-October 2026, Jio, Airtel, Vi and BSNL continue to offer competitive packs in this price range. The right plan depends on whether you need high daily data, longer validity, or simply basic calling with limited internet.
This comparison focuses on popular prepaid plans priced at or below ₹400. Benefits can vary slightly by circle, so always confirm the exact offer on the official app or website before recharging.
Jio Prepaid Plans Under ₹400
Jio remains aggressive with daily-data and True 5G offerings. Key options include:
The ₹189 Value plan gives 2 GB total data, unlimited voice calls and 300 SMS for 28 days. It suits light users who rely mostly on Wi-Fi.
The ₹299 plan delivers 1.5 GB per day for 28 days along with unlimited calls and 100 SMS daily. Many users also receive a limited-period Google Gemini Pro subscription with this pack.
The ₹349 True 5G Unlimited plan is currently one of the strongest mid-range choices. It provides 2 GB per day plus unlimited 5G data (where available), unlimited calls, 100 SMS per day and several digital benefits such as Canva Pro Lite and Gemini Pro for 28 days.
The ₹399 plan steps up to 2.5 GB daily data with unlimited 5G, unlimited calls and additional entertainment benefits for the same 28-day validity.
Airtel Prepaid Plans Under ₹400
Airtel focuses on network reliability and bundled digital services. Notable packs under ₹400 are:
The ₹199 plan offers 2 GB total data, unlimited local, STD and roaming calls, and 100 SMS per day for 28 days.
The ₹349 plan typically provides 1.5 GB or 2 GB per day with unlimited calls and unlimited 5G data in coverage areas for 28 days. Some versions include Adobe Express or other add-ons.
The ₹379 and ₹399 plans deliver around 2 GB to 2.5 GB daily data for 28–30 days with unlimited calling. Certain ₹399 variants now list “unlimited data” subject to a fair-usage limit (often around 300 GB).
Airtel’s strength lies in consistent speeds and wide 5G coverage in major cities.
Vi (Vodafone Idea) Prepaid Plans Under ₹400
Vi continues to differentiate with night data and weekend rollover features. Popular options include:
The ₹199 plan gives 2 GB total data, unlimited calls and 300 SMS for 28 days.
The ₹299 plan offers 1 GB per day with unlimited calls for 28 days.
The ₹349 plan provides 1.5 GB daily data, unlimited calls, 100 SMS, unlimited night data (12 AM–6 AM) and weekend data rollover for 28 days. This makes it attractive for users who stay online late or want extra flexibility on weekends.
Higher packs near ₹365–₹399 often unlock full-day unlimited data or additional OTT benefits in select circles.
BSNL Prepaid Plans Under ₹400
BSNL stands out for longer validity and lower effective daily cost in many circles. Relevant plans include:
The ₹202 plan offers 5 GB total high-speed data, 300 minutes of voice calls and 100 SMS for 32 days. After the high-speed quota, speed drops to 40 Kbps.
Plans around ₹219–₹239 typically give 2 GB per day (or 2.5 GB in some variants) with unlimited calls and 100 SMS for 28–30 days. Data speed is reduced to 40 Kbps after the daily limit.
The ₹247 plan provides 50 GB total data, unlimited voice calls and 100 SMS per day for 30 days, making it useful for moderate data users seeking a full month of service.
BSNL’s coverage remains strong in rural and semi-urban areas, though 5G availability is still limited compared with private operators.
Which Plan Offers the Best Value Under ₹400?
For heavy daily data users who also want 5G, Jio’s ₹349 or ₹399 plans currently deliver the strongest combination of daily quota, unlimited 5G and digital add-ons.
Users who prioritise network consistency and city coverage often prefer Airtel’s ₹349–₹399 range.
Those who value night data, weekend rollover or slightly lower daily costs may find Vi’s ₹349 plan more suitable.
Budget-conscious users or those in areas with strong BSNL coverage can consider the ₹219–₹247 packs for longer effective value and unlimited calling.
Light users who mainly need calling and occasional data are well served by the ₹189–₹199 entry-level packs from any of the four operators.
Conclusion: Under ₹400, no single plan suits every user. Jio leads for 5G and daily data volume, Airtel for reliability, Vi for flexible data features, and BSNL for extended validity at lower daily cost. Check your circle-specific benefits on the official app, compare actual speeds in your area, and choose according to your monthly data consumption and preferred network coverage.